Discover Sierra Plan Choice, the insurance company that understands your needs!
We are an insurance agency with options tailored to you. We offer solutions for Medicare, Obamacare and much more!
Are you looking for options or need a major change?
Do not look any further! We are here to help you find the perfect plan that fits your tastes and needs.
Are you looking for options or need a major change?
Do not look any further! We are here to help you find the perfect plan that fits your tastes and needs.
Good insurance reflects peace of mind for your life
We have all the companies and we help you choose the right plan for you based on your needs and your budget.
Find what you need in 3 easy steps
LEARN
If your knowledge of medical insurance is lacking, making an informed decision can be tricky. However, we understand that you want to find the right coverage to protect you and your family. That is why our team is here to help. When you partner with Golden Plan Choice, we’ll ensure you have the right coverage to protect you and your assets.
COMPARE
Finding the right insurance plan isn’t as easy as it sounds. This is because there are a number of coverage options. However, not all of them will be applicable to you and your situation. Here at Golden Plan Choice, we never want our clients to be left without the coverage they need. With that in mind, we offer an easy-to-use PlanPrescriber to help you compare insurance types and find the right coverage.
ENROLL
If you’re ready to benefit from the peace of mind of a health insurance plan, enroll in Golden Plan Choice today. We make it easy to track your application, get alerts about your plan, and more. Call today!
More than just insurance
Explore and discover the ideal insurance for you and your family:
Medicare Plan Options
- Medicare Advantage Plans
- Drug Coverage Plans
- Medicare Supplement Plan
health insurance
- Aca (Obamacare)
- Supplemental Plans
- Private medical insurance
- Accident Policies
- Medical Indemnity Plan
- Subscribed Medical Insurance
- Preexisting Conditions Plan.
- Group Insurance
Dental and vision insurance
- Dental implants
- Fillings
- Routine check up
- Dental braces
- Dentures
- Dental cleaning
- Dental crowns
- Surgeries
- Eye exams
- prescription glasses
- Contact lenses
Life insurance and funeral plans
- Term Life Insurance Index
- Universal life insurance
- funeral plans
- Preneeds for final expenses
Good insurance reflects peace of mind for your life
We have all the companies and we help you choose the right plan for you based on your needs and your budget.
More than just insurance
Explore and discover the ideal insurance for you and your family:
Medicare Plan Options
- Medicare Advantage Plans
- Drug Coverage Plans
- Medicare Supplement Plan
health insurance
- Aca (Obamacare)
- Supplemental Plans
- Private medical insurance
- Accident Policies
- Medical Indemnity Plan
- Subscribed Medical Insurance
- Preexisting Conditions Plan.
- Group Insurance
Dental and vision insurance
- Dental implants
- Fillings
- Routine check up
- Dental braces
- Dentures
- Dental cleaning
- Dental crowns
- Surgeries
- Eye exams
- prescription glasses
- Contact lenses
Life insurance and funeral plans
- Term Life Insurance Index
- Universal life insurance
- funeral plans
- Preneeds for final expenses
Medicare Plans
We provide guided assistance for taking
of your new Medicare plan.
Original Medicare
Part A: Hospital Insurance
- Hospitalizations
- Hospice care
- Skilled Nursing Facilities
- Certain home health care
You can enroll in Medicare Part A when you turn 65. If you are already collecting Social Security disability benefits, you will be automatically enrolled in Part A.
Original Medicare
Part B: Medical insurance
- Hospitalizations
- Hospice care
- Skilled Nursing Facilities
- Certain home health care
Medicare pays 80% of the approved charges and you pay approximately 20%. Part B is optional because you have to pay a monthly premium and meet a deductible before Medicare pays benefits.
Medicare Advantage Plans
Part A: Hospital Insurance
Part B: Medical
Part D: Prescription Drugs
- Combines Original Medicare, Part A and Part B, in 1 plan
- Often includes Medicare Part D prescription drug coverage.
- May include additional programs and services that are not offered by Original Medicare.
These plans are part of the government's Medicare program, but are offered and administered through private insurers, such as Cigna Healthcare, and may provide additional plan benefits not found in Original Medicare. You must be enrolled in Medicare Part A and Part B to participate..
Medicare Supplement Plan
- Helps pay some health care costs (co-payments, co-insurance and deductibles) that Original Medicare does not cover
- Works with Original Medicare (Part A and Part B) and Medicare Part D prescription drug plans, but not with Medicare Advantage plans (Part C).
- Offers nationwide coverage with no network restrictions2
A Medicare Supplement policy (also known as a Medigap) is private health insurance in addition to Original Medicare. It helps pay approximately 20% of the Medicare expenses that Original Medicare does not cover, after the Part B deductible is met.
Medicare Plans
We provide guided assistance for the adoption of your new Medicare plan.
Original Medicare
Part A: Hospital Insurance
- Hospitalizations
- Hospice care
- Skilled Nursing Facilities
- Certain home health care
You can enroll in Medicare Part A when you turn 65. If you are already collecting Social Security disability benefits, you will be automatically enrolled in Part A.
Original Medicare
Part B: Medical insurance
- Hospitalizations
- Hospice care
- Skilled Nursing Facilities
- Certain home health care
Medicare pays 80% of the approved charges and you pay approximately 20%. Part B is optional because you have to pay a monthly premium and meet a deductible before Medicare pays benefits.
Medicare Advantage Plans
Part A: Hospital Insurance
Part B: Medical
Part D: Prescription Drugs
- Combines Original Medicare, Part A and Part B, in 1 plan
- Often includes Medicare Part D prescription drug coverage.
- May include additional programs and services that are not offered by Original Medicare.
These plans are part of the government's Medicare program, but are offered and administered through private insurers, such as Cigna Healthcare, and may provide additional plan benefits not found in Original Medicare. You must be enrolled in Medicare Part A and Part B to participate..
Medicare Supplement Plan
- Helps pay some health care costs (co-payments, co-insurance and deductibles) that Original Medicare does not cover
- Works with Original Medicare (Part A and Part B) and Medicare Part D prescription drug plans, but not with Medicare Advantage plans (Part C).
- Offers nationwide coverage with no network restrictions2
A Medicare Supplement policy (also known as a Medigap) is private health insurance in addition to Original Medicare. It helps pay approximately 20% of the Medicare expenses that Original Medicare does not cover, after the Part B deductible is met.
Health Plans inside and outside the market
We provide guided assistance for the adoption of your new Medicare plan.
Health Maintenance Organization (HMO)
Generally, with HMO plans, the care and services you get must come from doctors, other health care providers, and hospitals that are in the plan's network, except:
- Emergency care
- Out-of-area emergency care
- Temporary dialysis that is out of area
Preferred Provider Organization (PPO)
A PPO plan can be a great option if you need the flexibility to access out-of-network specialists and doctors without needing a referral. These plans typically have lower copays and coinsurance for in-network providers, which can help you save money on your regular medical expenses.
Exclusive Supplier Organization (EPO)
EPO plans cover only in-network care, but the networks are generally larger. They may or may not require referrals from a primary care physician. Premiums are higher than HMO plans, but lower than PPO plans.
Service point (POS)
(POS)
A POS plan may require you to get a referral from your PCP to see a specialist. For slightly higher premiums than an HMO plan, this plan covers out-of-network doctors, although you will pay more. This difference is important if you are dealing with an illness and one or more of your doctors are not in-network.
Health Plans inside and outside the market
We provide guided assistance for the adoption of your new Medicare plan.
Health Maintenance Organization (HMO)
Generally, with HMO plans, the care and services you get must come from doctors, other health care providers, and hospitals that are in the plan's network, except:
- Emergency care
- Out-of-area emergency care
- Dialisis temporal que este fura del área
Preferred Provider Organization (PPO)
A PPO plan can be a great option if you need the flexibility to access out-of-network specialists and doctors without needing a referral. These plans typically have lower copays and coinsurance for in-network providers, which can help you save money on your regular medical expenses.
Exclusive Supplier Organization (EPO)
EPO plans cover only in-network care, but the networks are generally larger. They may or may not require referrals from a primary care physician. Premiums are higher than HMO plans, but lower than PPO plans.
Service point (POS)
(POS)
A POS plan may require you to get a referral from your PCP to see a specialist. For slightly higher premiums than an HMO plan, this plan covers out-of-network doctors, although you will pay more. This difference is important if you are dealing with an illness and one or more of your doctors are not in-network.
We can help you
Our team of agents has the experience to help you identify the right options for you. They are friendly insurance agents who will take the time to answer any questions or concerns you may have. Feel free to talk to them to start your process the easy way.
We can help you
Our team of agents has the experience to help you identify the right options for you. They are friendly insurance agents who will take the time to answer any questions or concerns you may have. Feel free to talk to them to start your process the easy way.
Dental and vision insurance
If you need dental insurance, we can help you easily find an affordable plan, including options that combine vision and hearing coverage.
Dental and vision insurance
If you need dental insurance, we can help you easily find an affordable plan, including options that combine vision and hearing coverage.
Did you know?
The World Health Organization (WHO) recommends getting a dental checkup every 6 months and an eye exam once a year. You've probably heard that vision and dental fees are expensive. That's why it's important to protect your vision and dental health with an insurance plan. This way, you can protect yourself from paying out-of-pocket costs while keeping your vision and teeth healthy.
An insurance policy is the best way to stay protected and get preventive care. The Ameritas Dental Network is one of the largest in the country. Network providers have agreed to charge 25% to 50% less than their regular rates, which can reduce your out-of-pocket costs. Find a Classic Network Provider (PPO) near you.
Ameritas
Did you know?
The World Health Organization (WHO) recommends getting a dental checkup every 6 months and an eye exam once a year. You've probably heard that vision and dental fees are expensive. That's why it's important to protect your vision and dental health with an insurance plan. This way, you can protect yourself from paying out-of-pocket costs while keeping your vision and teeth healthy.
An insurance policy is the best way to stay protected and get preventive care. The Ameritas Dental Network is one of the largest in the country. Network providers have agreed to charge 25% to 50% less than their regular rates, which can reduce your out-of-pocket costs. Find a Classic Network Provider (PPO) near you.
Life Insurance or Final Expenses
Protect your loved ones with Life and Final Expense policies. These policies offer peace of mind and financial security to your family. Final expense life insurance can cover the costs of a funeral, saving your loved ones from having to bear those expenses.
According to the National Funeral Directors Association, a funeral with viewing costs an average of $9,420, while the cost of cremation and visitation is slightly less at $6,970, not including cemetery property and burial expenses.
Life insurance is an arrangement in which the insurance company pays a sum to the beneficiary upon the death of the insured, in exchange for a premium. It may cover chronic or terminal illnesses, and funeral expenses may be included.
You have basically three options
Term insurance
Incredible product! It is for a period of time up to 30 years usually, inexpensive product, protects your mortgage or family for a period of time.
Permanent insurance
This insurance has no expiration date and generally accumulates a cash value that can be used by the insured during their lifetime. This type of insurance also offers stable premiums over time.
IUL index universal life
Excellent for Retirement! Protect your loved ones and yourself in the event of a terminal, chronic or critical condition. This policy is perfect to take advantage of its benefits during life.
Group insurance
We know that your employees are your top priority, that's why we have competitive plans with low out-of-pocket expenses.
Prescription coverage is also included in the plan options. Good choices equal excellent coverage, so let us help you choose the right plan for your company and your employees.
Our high level of collaboration and participation with healthcare providers helps us offer coordinated, affordable and quality plans to your employees. Through our comprehensive and personalized approach, we help them access health services and supplemental plans that cover them at the right time.
Together, we can help your employees find the right options for affordability, choice and cost savings, helping them stay healthy and perform at their best in the workplace.
Why do people choose us?
¡Te hacemos la vida más fácil!
Customer service
Having an expert on hand makes the enrollment process much easier. We are here to support you.
Humanized service
We have qualified and specialized personnel, where warmth and care prevail, which will make you feel part of our family.
Complete insurance services
We have different lines of insurance, such as: Health, life, vision, dental, supplemental insurance and funeral plans.
Tailored to your needs
Having an expert on hand makes the enrollment process much easier. We are here to support you.
Guiding and advising our community towards medical protection since 2006.
Sierra Plan Choice is an insurance company designed for people who like a local and personal approach.
Whether you're just looking for options or need to make a major change, we'll help you get a plan you like that can meet your needs.
Daniel Sierra Botero
President